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Bureau of Labor Insurance, Ministry of Labor  Brief Introduction






             Trends in the No. of  Insured Persons and Benefits Payment of Farmer Health Insurance
                                                      (1999-2018)
          No. of insured persons                                                        Insurance benefits payment
          (in 10,000)                                                                          (in NT$100 million)
                   135
                   135
                        131
          230           131                                                                                 140
          210                                                                                               120
              112
              112                     94 94  88 88       87 87  86 86       8787                            100
                                                                                82 82 82
          190              87 87  81 81         85 85  84 84      85 85  85 85  82        77 77  75 75 74 74 74 74

          170                                                                                               80
                                                                                                            60
          150
                                                                                                            40
          130                                                                                               20
                                          165 162
                                                    160 157
              180 178180  178  177 175177  175 171  168 165  162 160  157 154  151151  148148  145 141145  141 135135  128128 124124 117117 113113
                                 171 168
                                                             154
          110                                                                                               0
               1999  2000  2001  2002  2003  2004  2005  2006  2007  2008  2009  2010  2011  2012  2013  2014  2015 2016 2017 2018
                           No. of persons(in 10,000)        Insurance benefits payment(in NT$100 million)



            (3)Funeral Grant                                   Farmer Occupational Injury

               In the event of the death of an insured person,   Insurance Program
               funeral grant equivalent to 15 months of his/
               her monthly insurance amount is payable to      The farmer occupational injury insurance was
               the person who pays for funeral expenses        implemented on a trial basis beginning on
               (NT$153,000).                                   November 1, 2018.

            4. Financing
                                                               1. Insured Units and Insured Persons
            Since its implementation, the farmer health        The insured persons of the farmer health
            insurance program has been suffering from          insurance who are actually engaged in agricultural
            a loss year after year. This is mainly because     works may, at his/her own discretion, apply to
            that the insured persons are relatively older,     join the farmer occupational injury insurance
            with an average age of 66.87. As at the end of     according to the "Regulations Governing the
            December, 2018, insured persons aged 65 and        Pilot Operation of the Farmer Occupational Injury
            above accounted for 57.59% of the total, resulting   Insurance" and through the basic-level farmer
            in a high ratio of claim for disability benefits and   association at the place of his/her household
            funeral grant. The low premium rate over a long    registration. The insurance will take effect when
            period also accounts for the financial deficit. In   the application has been reviewed and approved
            accordance with Article 44 of the Farmer Health    by the farmer association. Once an individual has
            Insurance Act, the central competent authority     withdrawn from the farmer health insurance, he/
            in charge of the business shall allocate funds to   she shall not continue participating in the farmer
            make up for the deficit.                           occupational injury insurance, if applicable.


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