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Bureau of Labor Insurance, Ministry of Labor Brief Introduction
Farmer Health Insurance Program insurance was set at 2.55% with the monthly
insurance amount of NT$10,200. 30% of the
Farmer health insurance is the BLI's first premium is paid by the insured with the remaining
commissioned business. The program was 70% paid by the government.
implemented on a trial basis beginning in 1985 3. Insurance Benefits
and was formally implemented in 1989.
Insurance benefits of farmer health insurance
1. Insured Units and Insured Persons include maternity benefits, disability benefits and
Members of farmer associations as referred to funeral grant.
in Article 12 of the Farmer Association Act or (1)Maternity Benefits
farmers over 15 years old who are not members When an insured person or the spouse of an
of farmer association, engaged in agricultural insured person has childbirth occurring more
work in accordance with the provisions of the than 280 days or has premature delivery
Examination Guidelines on the Application of occurring more than 181 days after the
Farmer Health Insurance Recognition Standards insured person participates in the program,
and Qualifications and qualified for joining in he/she is entitled to claim lump-sum maternity
the program after being examined by farmer benefits equivalent to 2 months of his/her
associations, farmers can join in the program via monthly insurance amount (NT$20,400).
the basic-level farmer associations to which they When a plural or multiple births are given,
belong to shall be the insured establishments. maternity benefits which can be claimed
With effect from June 14, 2003, individuals who are increased in proportion to the number
are already receiving old-age benefits from other of newborn infants. In case of miscarriage
related social insurance programs shall not be occurs more than 84 days after an insured
entitled to apply for farmer health insurance as person participates in the program, he/she is
a non-member of the farmer association. From entitled to claim maternity benefits equivalent
February 1, 2013, members or not members of to 1 month of his/her monthly insurance
farmer associations who are not recipients of old- amount(NT$10,200).
age benefits from other related social insurance
programs should take part in farmer health (2)Disability Benefits
insurance. If an insured person suffers from injury or
sickness with current symptoms remaining
2. Premium Rates and Monthly stable after the termination of treatment, no
insurance Amount improvement is expected even continuing the
From March 1, 1995, approved by the Executive treatment, the insured person is diagnosed
Yuan, the premium rate for farmer health as being permanently disabled by qualified
national health insurance specially contracted
Farmer Health Insurance Payment hospitals, and meet the regulations in the
Premium Ratio disability benefits payment standards, he/
30% she could apply for disability benefits.
There are fifteen levels defined for disability
classification, the highest level is Level 1, in
70% which the insured person is paid up to 1,200
days (NT$408,000); the lowest level is Level
15, in which the insured person is paid 30
Government
Insured Person days (NT$10,200).
Chapter Three Profile of Delegated Businesses 25
