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Bureau of Labor Insurance, Ministry of Labor Brief Introduction
2. Premium Rates and Monthly Insurance (3)Disability Benefits
Amount When covered by the farmer occupational
The premium rate for the farmer occupational injury insurance, the insured person is injured
injury insurance is 0.24% with the monthly because of his/her actual engagement in
insurance amount of NT$10,200. 60% of the agricultural tasks and no further improvement
premium is paid by the insured with the remaining in his/her condition is expected after medical
40% paid by the government. treatment, the insured person may apply for
disability benefits against occupational injuries
3. Insurance Benefits if he/she has been diagnosed as permanently
Insurance benefits of farmer occupational injury disabled by a NHI-designated medical institute
insurance include injury benefits, medical care and has met the disability payment standard
benefits, disability benefits and funeral grant set forth in the farmer health insurance
during the trial period. program. An additional 50% will be paid
based on the monthly insurance amount of
(1)Injury Benefits the insured person and in accordance with
When covered by the farmer occupational the level of disability and payment standards
injury insurance, the insured person is injured prescribed by law.
because of his/her actual engagement in (4)Funeral Grant
agricultural tasks and suffers from the loss In the event that, during the period of
or reduction of income due to the inability participating in the farmer occupational
to work, the insured person, when receiving injury insurance, an insured person is dead
medical care, shall be entitled to the injury because of occupational injuries, the person
benefit from the fourth day after he/she paying for the funeral expenses shall receive
becomes incapable of work. The monthly funeral grant equal to 30 times of the monthly
payment shall be 70% of the monthly insurance amount for the current month
insurance amount. In case the insured person (NT$306,000).
has not recovered from the injury or disease
after one full year, the benefit shall be reduced 4. Financing
to 50% of the average monthly insurance The farmer occupational injury insurance program
amount, and the maximum payment period is was implemented on a trial basis on November
1 year. 1, 2018 and has maintained a surplus so far.
(2) Medical Care Allowances Pursuant to Article 44-3 of the Farmer Health
Insurance Act, the central competent authority
If the insured person has also applied for
medical care allowances when claiming for in charge of the business shall allocate funds to
the injury benefits, the medical care benefit make up for the deficit of the farmer occupational
injury insurance program, if any in future.
shall be granted based on the number of
days approved for the injury benefits. Medical
care allowances are granted in the forms of Welfare Allowance for Elderly
outpatient and hospitalization. The outpatient Farmers Program
medical care allowances are NT$50 per day
and hospitalization medical care allowances In order to further ensure the welfare of elderly
are NT$900 per day. farmers and improve their living conditions,
Chapter Three Profile of Delegated Businesses 27
