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Bureau of Labor Insurance, Ministry of Labor Brief Introduction
years or more. (In this case, the old-age coverage before the amendment of the
pension benefits couldn't be claimed in Labor Insurance Act made on January
advance or postponed). 1, 2009, and meets one of the following
※Payment Standards: requirements, he/she will be eligible for one-
The better result will be chosen : time old-age benefits.
A. Average monthly insurance salary A. A male insured person at least 60 years
× coverage years × 0.775% + of age or a female insured person at least
NT$3,000 55 years of age who has been insured for
B. Average monthly insurance salary × at least 1 year and resigns.
coverage years × 1.55% B. An insured person whose insurance
The old-age pension benefits could be coverage reached over 15, who is at
claimed in advance: least 55 years of age and resigns.
4% of the pension benefits amount C. An insured person who has been insured
calculated will be deducted for each in the same insured unit for over 25 years
year of pension benefits claiming and resigns.
advancement with the upper limit of D. An insured person whose insurance
20% deduction, the upper limit for the coverage reached over 25 years, who is
advance year is 5 years. at least 50 years of age and resigns.
The old-age pension benefits could be E. An insured person who has been
claimed postponed: employed for more than 5 years in
Extra 4% of the pension benefits dangerous and physically hard labor,
amount calculated will be granted for or work of special character certified by
each year of pension benefits claiming the central competent authority, who is
postponement with the upper limit of at least 55 years of age and resigns. (If
20% addition. the insured person is engaged in high-
② Lump-Sum Old-Age Benefits pressure chamber operations or diving
An insured person whose insurance operations as stipulated in the “Standards
coverage is less than 15 years and who is for Preventing the Risks of Injuries Posed
at least 60 years of age, and has resigned by Abnormal Atmospheric Pressure”).
from work and withdrawn from insurance F. The insured persons who have
coverage , shall claim for a lump-sum old- transferred to the military personnel
age benefits (The age limit for claiming insurance, the civil servant and teacher
will be increased gradually and will be 62 insurance, and who have resigned and
in 2020. Then the limit will be raised by keep their labor insurance seniority
one year for every two years until the limit pursuant to Article 76 of Labor Insurance
reaches 65 years of age in 2026). Act.
※Payment Standards: ※Payment Standards:
1 month payout based on the average For every one full year of insurance
monthly insurance salary shall be granted coverage, 1 month of average monthly
for every full year the participant is insured; insurance salary would be issued; should
for elders over the age of 60 the payout the total insurance coverage is more than
shall be capped at 5 years. 15 years, for the part which is more than
③ One-Time Old-Age Benefits 15 years, 2 months of average monthly
If an insured person has insurance insurance would be issued for every one
Chapter Two Profile of Labor Insurance and Labor Protection Programs 13
