Page 11 - 108業務簡介_英文版

Bureau of Labor Insurance, Ministry of Labor Brief Introduction

Premium Payment Ratio

With regular employers Without regular employers Without regular employers
or self-employed and and being members of
being Class A members of occupational unions
fishermen's associations
20%
10% 20% 40%
70% 80% 60%

Government Employer Insured Person

not have a regular employer or is self-employed insurance pension program was launched on
and affiliated with an occupational union, he/she January 1, 2009.
will bear 60% of the premium for both ordinary
and occupational accident insurance, and the [ Qualification ]
remaining 40% will be paid by the government. 1.Article 19 of Labor Insurance Act:

Upon the occurrence of a contingency covered
The insured who do not have regular employers
or are self-employed and qualified as Class
A members of fishermen's associations will
share 20% of the premium for both ordinary Ordinary Accident Insurance
and occupational accident insurance, with the Maternity Benefits
government paying for the remaining 80%.
Furthermore, the monthly insurance salary of Injury or Sickness Benefits
labor insurance is based on the actual monthly (Temporary Disability Benefits)
salary total of the insured and should be reported Permanent Disability Benefits
correctly in accordance with the Table of Grades
of Labor Insurance Salary. Old-Age Benefits

3. Insurance Benefits Survivor Benefits

Labor insurance is divided into two major Occupational Accident Insurance
categories: ordinary accident insurance and
occupational accident insurance. Ordinary accident Injury or Sickness Benefits
insurance provides five kinds of cash benefits, (Temporary Disability Benefits)
which are maternity, injury or sickness, permanent Permanent Disability Benefits
disability, old-age and survivor benefits. The
occupational accident insurance consists of injury Survivor Benefits
or sickness, permanent disability and survivor Medical Benefits
benefits, plus medical benefits. Besides, the labor

Chapter Two Profile of Labor Insurance and Labor Protection Programs 9