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Bureau of Labor Insurance, Ministry of Labor Brief Introduction
Trend Changes in the No. of Units and Insured Persons in the Labor Insurance Program
(1993-2018)
No. of units No. of insured persons
(in10,000) (in 10,000)
The labor insurance pension program
began on January 1, 2009 1037
61 1007 1017 1027 1050
59 The new labor pension program 972 974 992
57 began on July 1, 2005 940 971 55.3 56.2 995
55 52.7 53.7 54.5 940
53 The national health insurance 880 880 900 50.8 51.7
51 850 program began on March 1, 1995 854 868 48.9 50.3 885
49 814 810 834 46.7 46.9 47.6
47 792 778 786 46.2 830
45 764 750 760 774 42.9 45.2 775
43 743 41.4
41 40.0 38.6 38.5 39.1 39.8 39.9 40.4 720
39 36.9 37.9 38.1
37 665
35
33 610
31 555
29
27 500
1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018
No. of units(in10,000) No. of insured persons(in 10,000)
illness withdraws from the insurance program Premium Applicable for the Occupational Accident
upon the termination of work contract, and are of Labor Insurance. By January 1, 2010, the
not qualified to apply the old-age benefits, and premium rate for occupational accident is divided
persons, who have, in accordance with the law, into two categories: business category accident
applied for leave without pay for nursing at home. premium and on and off duty accident premium.
In addition, the persons who have claimed labor In addition, the Experience Rate System of
insurance old-age benefits and who are more Occupational Accident Insurance applies to
than 65 years of age that have applied for old- insured units with more than 70 employees. That
age payments of other related social insurance is, the business category accident premium rate
and resumed working, they may participate in the is readjusted every year pursuant to the increase
occupational accident insurance voluntarily via or decrease of occupational accident benefits
their insured units.
claimed by insured units.
2. Premium Rates and Insurance Salary Insurance premiums are paid jointly by the
The premium rates of labor insurance are of two government, employers and workers according to
types: ordinary and occupational accident, which different ratios. The ratio of premium payment is
are categorized as combined insurance rates. as follows: when an insured person has a regular
Starting from 2019, the former has been set at employer, 70% of the ordinary accident insurance
10% of the monthly insurance salary; starting premium is shared by the employer, 20% by the
from 2021, the rate will be adjusted to 10.5% of insured person and 10% by the government. For
the monthly insurance salary. The latter varies occupational accidents, the full premium is paid
according to the Table of Business Category and by the employer. When an insured person does
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