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Bureau of Labor Insurance, Ministry of Labor Brief Introduction

Labor Insurance Program 1. Insured Units and Insured Persons

Labor insurance is a group insurance. All units
The labor insurance program was established in eligible for coverage should join the program,
March 1950; during the initial stage, it only issued insuring their employees. Labor insurance is
cash benefits. In July 1956, inpatient medical divided into compulsory insurance and voluntary
benefits were added, followed by outpatient insurance. Under the compulsory insurance
medical benefits in 1970. In 1979, labor insurance category, all the workers, aged above 15 and
was classified into ordinary accident insurance below 65, working in a company, enterprise,
and occupational accident insurance. On March and institution with 5 or more employees,
1, 1995, the responsibility of providing medical- employees of government agencies or public
care benefits of ordinary accident insurance was or private schools who are not legally entitled
transferred to the Bureau of National Health to join the civil servant and teacher insurance
Insurance (which was revamped as the National program, workers employed in fishing production,
Health Insurance Administration, Ministry of members of an occupational union who have no
Health and Welfare) after the national health definite employer or who are self-employed, and
insurance program was established. On January fishermen who belong to Class A of fishermen's
1, 1999, the business of unemployment benefits associations are required to join. Candidates
of labor insurance was implemented. On January participating on a voluntary basis include persons
1, 2003, after the Employment Insurance Law employed in occupations outside of those
was promulgated, the business of unemployment mentioned in the paragraph 1 of Article 6 of the
benefits was separated from the labor insurance Labor Insurance Act, employers concurrently
program and merged into the employment engaged in laboring services, persons employed
insurance program. in enterprises which have less than 5 employees
in occupations, seamen serving in vessels
Amendments to some articles in the Labor abroad who are members of the Chinese
Insurance Act were passed at the Legislative Seamen's Union or the Association of Chinese
Yuan on July 17, 2008, and announced by Ship owners, persons who are under military
the President on August 13 of the same year, service, sent abroad for investigation, research,
followed by the Executive Yuan's official or providing services, during injury or sick leave
promulgation that January 1, 2009 was the without pay—injured or sick for a period of
enforcement date of the labor insurance pension less than 1 year owing to ordinary accidents,
program. or absent from work for a period of less than
2 years as a result of occupational accidents;
Labor insurance benefits payment is divided into insured persons who have withdrawn from the
two main categories: ordinary accident insurance program due to separation from employment
and occupational accident insurance. Ordinary but have not applied for old-age benefits and
accident insurance includes five kinds of cash have resumed working after reaching the age
benefits: maternity, injury or sickness, permanent of 65, are detained or suspended from work on
disability, old-age and survivor benefits, while account of a court case before the decision of the
occupational accident insurance provides three court is announced, have been laid off and not
types of benefits payable in cash, which are injury entitled to claim old-age benefits, are exposed
or sickness, permanent disability, and survivor to occupational accidents, and during the period
benefits, plus medical benefits. of medical treatment for occupational injury or

Chapter Two Profile of Labor Insurance and Labor Protection Programs 7