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Bureau of Labor Insurance, Ministry of Labor Brief Introduction
15 years of insurance coverage and
meets the requirements of claiming
old-age benefits according to the
paragraph 2 of Article 58 of the Labor
Insurance Act but dies before claiming
old-age benefits.
※Payment Standards:
 An insured person who dies during
the effective coverage period of
labor insurance: An insured person's
average monthly insurance salary of
the highest 60 months x coverage
years x 1.55% (minimum guarantee of
NT$3,000).
 An insured person who dies under the
circumstances described in  and 
above : Half of the amount calculated
according to disability pension or old-
age pension payments standard shall
be granted (minimum guarantee of
NT$3,000).
 Additional survivor pension: When
there is more than one dependent
in the same order for receiving
survivor pension, 25% additional
payments shall be granted for every
one additional dependent and the
maximum is 50% additional benefits.
 For those who die due to occupational
accidents, in addition to the pension
benefits, a lump-sum payment of
10 months death compensation
for occupational accidents shall be
granted.
※Priority of entitled dependents to claim
survivor pension:
Spouse and children parents
grandparents grandchildren who are
raised by the insured person brothers
and sisters who are raised by the insured
person. Should survivors listed in the
first order are all disqualified for survivor
pension payment or having one of the
following conditions happens when there
Chapter Two Profile of Labor Insurance and Labor Protection Programs 15
is no survivor qualified in the same order,
survivors in the second order could claim
survivor pension benefits :
 Die while claiming survivor pension
benefits;
 Nowhere to be found or overseas;
 Submit a claiming waiver;
 Don't submit an application within 1
year after being qualified for claiming
benefits.
※If an insured person who dies during
the effective coverage period of labor
insurance, dependents should select
one of the survivor allowances or the
survivor pension; no changes can be
made after the reimbursement.
C.Survivor Allowances
An insured person has insurance
coverage seniorit y prior t o t he
implementation of the labor pension
program (January 1, 2009) and dies
during the effective coverage period
of labor insurance, his/her qualified
dependents could choose to claim one-
time survivor allowances.
※Payment Standards:
 An insured person whose insurance
coverage is less than 1 year will be
paid 10 months survivor allowances.
 An insured person whose insurance
coverage is more than 1 year but less
than 2 years will be paid 20 months
survivor allowances.
 An insured person whose insurance
coverage is more than 2 years will be
paid 30 months survivor allowances.
 An i n su re d p e rso n d i e s fro m
occupational injury or sickness and
his/her entitled dependents shall be
paid 40 months survivor allowances
regardless of his/her coverage years.
※Priority of the entitled dependents to
claim survivor allowances :
It is the same as that for survivor