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following standard based on the insured                old-age benefits according to the
                  person's average monthly insurance                     paragraph 2 of Article 58 of the Labor
                  salary for the last 6 months before the                Insurance Act but dies before claiming
                  month the dependent dies.                              old-age benefits.
                 A. 3 months of funeral grant shall be                ※Payment Standards:
                    granted when parents or spouses die.               An insured person who dies during
                 B. 2.5 months of funeral grant shall be                 the effective coverage period of
                    granted when children aged 12 or above               labor insurance: An insured person's
                    die.                                                 average monthly insurance salary of
                 C. 1.5 months of funeral grant shall be                 the highest 60 months x coverage
                    granted when children aged less than                 years x 1.55% (minimum guarantee
                    12 die.                                              of NT$3,000).
              ② Death of the Insured                                   An insured person who dies under the
                 A. Funeral Grant                                        circumstances described in  and 
                   If the insured person died during the                 above : Half of the amount calculated
                    effective period of the insurance,                   according to disability pension or old-
                    the persons who pay for the funeral                  age pension payments standard shall
                    expenses could claim 5-month funeral                 be granted (minimum guarantee of
                    grant based on the insured person's                  NT$3,000).
                    average monthly insurance salary for               Additional survivor pension: When
                    the last 6 months before the month                   there is more than one dependent
                    the insured person died. If the insured              in  the  same  order  for  receiving
                    person's dependents do not meet the                  survivor pension, 25% additional
                    criteria for claiming survivor pension               payments shall be granted for every
                    or survivor allowances or there is no                one additional dependent and the
                    dependent, the persons who pay for the               maximum is 50% additional benefits.
                    funeral expenses could claim 10-month              For those who die due to occupational
                    funeral grant based on the insured                   accidents, in addition to the pension
                    person's average monthly insurance                   benefits, a lump-sum payment of
                    salary for the last 6 months before the              10 months death compensation
                    month the insured person died.                       for occupational accidents shall be
                 B. Survivor Pension                                     granted.
                  ※Qualification:                                     ※Priority of entitled dependents to
                    An insured person who dies during                  claim survivor pension:
                      the effective coverage period of labor          Spouse  and  children  parents
                      insurance.                                      grandparents grandchildren who
                     An insured person who has withdrawn             are raised by the insured person
                      from insurance coverage and dies                brothers and sisters who are raised
                      during the period of receiving old-age          by the insured person. Should survivors
                      pension or disability pension.                  listed in the first order are all disqualified
                    An insured person who has at least               for survivor pension payment or  having
                      15 years of insurance coverage and              one of the following conditions happens
                      meets the requirements of claiming              when there is no survivor qualified in


                                                Chapter Two  Profile of Labor Insurance and Labor Protection Programs  15
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