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Trend in Old-Age Pension Benefits of Labor Insurance (2009-2019)

Persons Amount
(in 10,000) (in NT$100 million)
2553
150 2276 2600
130 1971 2400
2200
110 1605 2000
1800
90 1308 1600
70 1054 1400
1200
50 802 1000
800
30 259 428 600
50
12
61
127
73
88
10 7 7 64 12 150 19 3232 50 61 73 88 104104 117117 127 400
19
200
0 0
2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
Persons(in 10,000) Amount(in NT$100 million)
※Payment Standards: from work and withdrawn from insurance
 The better result will be chosen : coverage , shall claim for lump-sum old-
A. Average monthly insurance salary age benefits (The age limit for claiming
× coverage years × 0.775% + will be increased gradually and it was
NT$3,000 raised to 61 in 2018. Then the limit will
B. Average monthly insurance salary be raised by one year for every two years
× coverage years × 1.55% until the limit reaches 65 years of age in
 Old-age pension benefits could be 2026).
claimed in advance : ※Payment Standards:
4% of the pension benefits amount 1 month payout based on the average
calculated will be deducted for each monthly insurance salary shall be granted
year of pension benefits claiming for every full year the participant is
advancement with the upper limit of insured; for elders over the age of 60 the
20% deduction; the upper limit for payout shall be capped at 5 years.
the advance year is 5 years. ③ One-Time Old-Age Benefits
 Old-age pension benefits could be If an insured person has insurance
claimed postponed : coverage before the amendment of the
Extra 4% of the pension benefits Labor Insurance Act made on January
amount calculated will be granted 1, 2009, and meets one of the following
for each year of pension benefits requirements, he/she will be eligible for
claiming postponement with the one-time old-age benefits.
upper limit of 20% addition. A. A male insured person at least 60 years
② Lump-Sum Old-Age Benefits of age or a female insured person at
An insured person whose insurance least 55 years of age who has been
coverage is less than 15 years and who is insured for at least 1 year and resigns.
at least 60 years of age, and has resigned B. An insured person whose insurance

Chapter Two Profile of Labor Insurance and Labor Protection Programs 13