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Premium Payment Ratio

With regular employers Without regular employers Without regular employers
or self-employed and or self-employed and
being Class A members of being members of
fishermen's associations occupational unions
20%
10% 20% 40%

70% 80% 60%

Government Employer Insured Person

Insurance premiums are paid jointly by the Ordinary Accident Insurance
government, employers and workers according
to different ratios. The ratio of premium Maternity Benefits
payment is as follows: when an insured person
has a regular employer, 70% of the ordinary Injury or Sickness Benefits
(Temporary Disability Benefits)
accident insurance premium is shared by the
employer, 20% by the insured person and 10% Permanent Disability Benefits
by the government. The occupational accident
insurance premium is paid entirely by the Old-Age Benefits
employer. When an insured person does not Survivor Benefits
have a regular employer or is self-employed
and affiliated with an occupational union, he/she Occupational Accident Insurance
will bear 60% of the premium for both ordinary
and occupational accident insurance, and the Injury or Sickness Benefits
remaining 40% will be paid by the government. (Temporary Disability Benefits)

The insured who do not have regular Permanent Disability Benefits
employers or are self-employed and Survivor Benefits
qualified as Class A members of fishermen's
associations will share 20% of the premium Medical Benefits
for both ordinary and occupational accident
insurance, with the government paying for 3. Insurance Benefits
the remaining 80%. Furthermore, the monthly
insurance salary of labor insurance is based on Labor insurance is divided into two major
the actual monthly salary total of the insured categories: ordinary accident insurance and
and should be reported correctly in accordance occupational accident insurance. Ordinary
with the Table of Grades of Labor Insurance accident insurance provides five kinds of cash
Salary. benefits, which are maternity, injury or sickness,

Chapter Two Profile of Labor Insurance and Labor Protection Programs 9