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Trends in the No. of Insured Persons and Benefits Payment of Farmer Health Insurance
(1999-2019)
No. of insured persons Insurance benefits payment
(in 10,000) (in NT$100 million)
135
131
240 135 131 140

220 120
112 94 94 88 88
112
82 82 82
200 87 87 81 81 85 85 84 84 87 87 86 86 85 85 85 85 87 87 82 77 77 100
180
180 178 177 75 75 74 74 7474 7474
178
177
175
180 175 171 168 165 80
171
168
165
162
160
157
154
160 162 160 157 154 151 148 145 60
151
148
145
141
135
140 141 135 40
128
128 124
124
117
113
120 117 113 108 20
108
100 0
1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
No. of persons(in 10,000) Insurance benefits payment(in NT$100 million)
which the insured person is paid up to 1,200 financial deficit. In accordance with Article 44
days (NT$408,000); the lowest level is Level of the Farmer Health Insurance Act, the central
15, in which the insured person is paid 30 competent authority in charge of the business
days (NT$10,200). shall allocate funds to make up for the deficit.
(3)Funeral Grant
In the event of the death of an insured person, Farmer Occupational Injury
funeral grant equivalent to 15 months of his/ Insurance Program
her monthly insurance amount is payable to
the person who pays for funeral expenses The farmer occupational injury insurance was
(NT$153,000). implemented on a trial basis beginning on
4. Financing November 1, 2018.

Since its implementation, the farmer health 1. Insured Units and Insured Persons
insurance program has been suffering from a
loss year after year. This is mainly because The insured persons of the Farmer Health
that the insured persons are relatively older, Insurance who are actually engaged in
with an average age of 67.28. As at the end agricultural works and the individuals who,
of December, 2019, insured persons aged 65 though not eligible for the Farmer Health
and above accounted for 58.59% of the total, Insurance, are qualified as Category 3 insured
resulting in a high ratio of claim for disability persons under the National Health Insurance
benefits and funeral grant. The low premium (due to the expansion of coverage of the Farmer
rate over a long period also accounts for the Occupational Injury Insurance on August 7,

Chapter Three Profile of Delegated Businesses 27