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Farmer Health Insurance Program From March 1, 1995, approved by the Executive
Yuan, the premium rate for farmer health
Farmer health insurance is the BLI's first insurance was set at 2.55% with the monthly
commissioned business. The program was insurance amount of NT$10,200. 30% of
implemented on a trial basis beginning in 1985 the premium is paid by the insured with the
and was formally implemented in 1989. remaining 70% paid by the government.
1. Insured Units and Insured Persons 3. Insurance Benefits
Members of farmer associations as referred Insurance benefits of farmer health insurance
to in Article 12 of the Farmer Association Act include maternity benefits, disability benefits
or farmers over 15 years old who are not and funeral grant.
members of farmer association, engaged (1)Maternity Benefits
in agricultural work in accordance with the
provisions of the Examination Guidelines on When an insured person or the spouse of an
the Application of Farmer Health Insurance insured person has childbirth occurring more
Recognition Standards and Qualifications and than 280 days or has premature delivery
qualified for joining in the program after being occurring more than 181 days after the
examined by farmer associations, farmers can insured person participates in the program,
join in the program via the basic-level farmer he/she is entitled to claim lump-sum maternity
associations to which they belong to shall be benefits equivalent to 2 months of his/her
the insured establishments. With effect from monthly insurance amount (NT$20,400).
June 14, 2003, individuals who are already When a plural or multiple births are given,
receiving old-age benefits from other related maternity benefits which can be claimed
social insurance programs shall not be entitled are increased in proportion to the number
to apply for farmer health insurance as a non- of newborn infants. In case of miscarriage
member of the farmer association. From occurs more than 84 days after an insured
February 1, 2013, members or not members person participates in the program, he/she is
of farmer associations who are not recipients entitled to claim maternity benefits equivalent
of old-age benefits from other related social to 1 month of his/her monthly insurance
insurance programs should take part in farmer amount(NT$10,200).
health insurance. (2)Disability Benefits
2. Premium Rates and Monthly If an insured person suffers from injury or
insurance Amount sickness with current symptoms remaining
stable after the termination of treatment, no
Farmer Health Insurance Payment improvement is expected even continuing the
Premium Ratio treatment, the insured person is diagnosed
30% as being permanently disabled by qualified
national health insurance specially contracted
hospitals, and meet the regulations in the
70%
disability benefits payment standards, he/
she could apply for disability benefits.
Government There are fifteen levels defined for disability
Insured Person
classification, the highest level is Level 1, in
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