Page 41 - BLI-Brief Introduction

Chapter Three - Profile of Delegated Businesses

for the financial deficit. In accordance with Article and approved by the farmer association. For those
44 of the Farmer Health Insurance Act, the central who have enrolled in the farmer occupational injury
competent authority in charge of the business shall insurance on basis of his/her status as an insured
allocate funds to make up for the deficit. person of the farmer health insurance, a Category
3 insured person of the national health insurance,
Farmer Occupational or as an individual involved in regional agricultural

Injury Insurance Program production, they shall not continue participating in
the farmer occupational injury insurance once they
have withdrawn from the farmer health insurance,
The farmer occupational injury insurance was
implemented on a trial basis beginning on or are no longer qualified as a Category 3 insured
November 1, 2018. At first, the “injury leading person of the national health insurance, or are not
to disease” principle was used to run test trials involved in regional agricultural production.
on occupational injuries with clearer cause and 2. Premium Rates and Monthly
effect relationships. On August 7, 2019 and May 1, Insurance Amount
2021, improvement measures including expanding
the scope of the insured and increasing injury The premium rate for the farmer occupational injury
benefits were completed. On September 10, 2021, insurance is 0.24% with the monthly insurance
occupational disease was also included as an amount of NT$10,200. 60% of the premium is paid
insurance benefit item of the farmer occupational by the insured with the remaining 40% paid by the
accident insurance to provide farmers with more government. On May 1, 2021, an item was added to
protections in occupational safety. the injury or sickness benefits. Currently, the injury
or sickness benefits are divided into regular injury or

1. Insured Units and Insured Persons sickness benefits and additional injury or sickness
benefits. The insurance premium of regular injury or
The insured persons of the farmer health insurance
who are actually engaged in agricultural works sickness benefits is NT$15 per month whereas the
and the individuals who, though not eligible for additional injury or sickness benefits is NT$20 per
the farmer health insurance, are qualified as month.
Category 3 insured persons under the national 3. Insurance Benefits
health insurance (due to the expansion of coverage Insurance benefits of farmer occupational
of the farmer occupational injury insurance since injury insurance include occupational injury or
August 7, 2019) or the nationals who possess occupational sickness benefits, medical care
the expertise for agricultural production and are allowances, disability benefits and funeral grant
involved in regional agricultural production (due to during the trial period.
the expansion of coverage since May 1, 2021)may,
at his/her own discretion, apply to join the farmer (1)Occupational Injury or Occupational
occupational injury insurance according to the Sickness Benefits
"Regulations Governing the Pilot Operation of the
Farmer Occupational Injury Insurance" and through When covered by the farmer occupational
the basic-level farmer association at the place of injury insurance, the insured person becomes
his/her household registration. The insurance will incapable of working due to occupational
take effect when the application has been reviewed injuries or occupational sickness incurred when
practically engaged in farming and consequently

Service‧Convenience‧Efficiency‧Innovation 39