Page 39 - BLI-Brief Introduction

Chapter Three - Profile of Delegated Businesses

Farmer Health Insurance Farmer Health Insurance Payment
Premium Ratio
Program

Farmer health insurance is the BLI’s first 70% 30%
commissioned business. The program was
implemented on a trial basis beginning in 1985 and
was formally implemented in 1989.

1. Insured Units and Insured Persons

Members of farmer associations as referred to
in Article 12 of the Farmer Association Act or
farmers over 15 years old who are not members of
farmer association, engaged in agricultural work in
accordance with the provisions of the Examination
Guidelines on the Application of Farmer Health
Insurance Recognition Standards and Qualifications
and qualified for joining in the program after
being examined by farmer associations, farmers
can join in the program via the basic-level farmer Government
associations to which they belong to shall be the Insured Person
insured establishments. With effect from June 14,
2003, individuals who are already receiving old-
age benefits from other related social insurance was set at 2.55% with the monthly insurance
programs shall not be entitled to apply for farmer amount of NT$10,200. 30% of the premium is paid
health insurance as a non-member of the farmer by the insured with the remaining 70% paid by the
association. From February 1, 2013, members or government.
not members of farmer associations who are not
recipients of old-age benefits from other related 3. Insurance Benefits
social insurance programs should take part in Insurance benefits of farmer health insurance
farmer health insurance. Starting from January 25, include maternity benefits, disability benefits and
2022, veterans of 50 years of age or younger who funeral grant.
have received the military personnel insurance (1)Maternity Benefits

benefits but have not received the military personnel
pension may apply for farmer health insurance if When an insured person or the spouse of an
they engage in agricultural work. insured person has childbirth or premature
delivery after the insured person participates in
2. Premium Rates and Monthly the program, he/she is entitled to claim a sum
insurance Amount two times the insured amount of the month
(NT$20,400) when the incident occurs. For twin
From March 1, 1995, approved by the Executive
Yuan, the premium rate for farmer health insurance birth or above, the sum shall be increased in
proportion.

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