Page 30 - BLI-Brief Introduction
P. 30
Brief Introduction
INSURE
Your Life
salary indicated for the first level of the disability allowances.
Insured Salary Category Chart of Labor
Occupational Accident Insurance at the (2)Care Subsidy
time when the disability is diagnosed, 1. Care Subsidy for the Period of Hospitalization
the disability benefits will be issued Due to Occupational Accident
based on the monthly insured salary of If the insured person is hospitalized due to
the first level of the said chart.
occupational injury/disease and needs to
(2) In accordance with the Labor Occupational apply for injury or sickness benefits of the
Accident Insurance Disability Benefit Labor Occupational Accident Insurance and
Payment Standards, the number of Protection Act for the same occupational
days of permanent disability allowances injury/disease, the insured person may
ranges from 45 to 1,800 days and can apply for the care subsidy during the period
only be applied for once. of hospitalization upon the diagnosis of the
3. Death Allowances hospital physician that the insured person
If the insured person has died due to an requires personal care during the period of
occupational disease, the spouse, children, hospitalization.
parents, grandparents, grandchildren who ※Payment Standards:
are dependents of the deceased insured Starting from the day of hospitalization
person, or siblings who are dependents of and application for occupational injury
the deceased insured person shall apply for or sickness benefit until the day of being
the death allowances. discharged from the hospital, a daily subsidy
※Payment Standards: of NT$1,200 will be issued; however, the
(1) The death allowances shall be issued subsidy does not include the period of being
at 45 months of the average monthly admitted into ICU or quarantine rooms.
insured salary for the last 6 months 2. Care Subsidy for Disability Caused by
before the insured person is exempted Occupational Accidents
from the insurance. However, if the The following persons may apply for the
average monthly insured salary is lower care subsidy for disability: workers who
than the monthly insured salary of the have applied for occupational accident
first level of the Insured Salary Category insurance permanent disability benefits,
Chart of Labor Occupational Accident permanent disability allowances for post-
Insurance at the time of death, the insurance diagnosis of occupational
death allowances will be issued based disease, or the permanent disability subsidy
on the first level of the said chart. for not having applied for occupational
(2) If the insured person has died due to accident insurance yet their disability levels
occupational disease after receiving meet the requirements of the disability
permanent disability allowances, the item listed in the first or second disability
survivors of the insured person may level of the appendix table of Article 3
only apply for death allowances minus of the Labor Insurance Disability Benefit
the amount of the received permanent Payment Standards, and have been listed as
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