Page 24 - BLI-Brief Introduction
P. 24
Brief Introduction
INSURE
Your Life
Table of Labor Occupational Accident Insurance Premium Sharing Ratio
Employees, persons Seafarers employed by foreign
receiving vocational Members of Category A employers are members of the
Category training and employers occupational members of National Chinese Seamen’s
fisheries
who actually unions Union or the Master Mariners
participate in the work associations Association
Insured persons 0% 60% 20% 80%
Insured units 100% - - -
Government 0% 40% 80% 20%
subsidy
the actual income and expenses of the to the BLI by insured units based on the
insurance in the past three years as well as total monthly salary of the insured person
the results of the actuaries. The insurance in accordance with the "Labor Occupational
premium rate of special enrollment is 0.2% Accident Insured Salary Category Chart".
from May 2022 to 2024.
1. For subjects of mandatory enrollment
4. Premium Sharing: (including mutatis mutandis) and voluntary
(1) For subjects of mandatory enrollment enrollment:
(including mutatis mutandis) and In accordance with the current insured salary
voluntary enrollment: category, the minimum threshold is based on
The insurance premium of ordinary the basic wage (NT$25,250 in 2022), and
employees, vocational trainees, and the maximum threshold is NT$72,800. If the
employers who voluntarily join the salary of the insured person has changed,
insurance shall be paid by the employers the insured unit shall verify the adjustment
(vocational training unit); the insurance before the official adjustment report due
premium of members of occupational dates (the end of February and the end of
unions, category A members of fisheries August each year), and the adjustment will
associations and seafarers employed be effective from the first day of the next
by foreign employers shall be paid by month after the report.
the insured person and the government 2. For subjects of special enrollment:
according to the following proportions:
The insured salary ratings are divided into
(2) For subjects of special enrollment: five levels: basic wage (NT$25,250 in 2022),
The insurance premium shall be paid in NT$30,300, NT$34,800, NT$40,100,
full by the policyholder (i.e., the natural and NT$45,800. The policyholder (i.e., the
person employer, recipient of labor natural person employer, recipient of labor
services, or personnel who participate in services, or personnel who participate in
actual labor activities). actual labor activities) shall report and verify
the total amount of the monthly salary of the
(2)Insured Salary insured person.
The monthly insured salary shall be reported
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