Page 11 - BLI-Brief Introduction

Chapter Two - Profile of Labor Insurance and Labor Protection Programs

Premium Payment Ratio

Without regular employers Without regular employers
With regular employers or self-employed and or self-employed and
being Class A members of being members of
fishermen's associations occupational unions
20%
10% 20% 40%

70% 80% 60%

Government Employer Insured Person

insured person and should be reported correctly [Qualification]
in accordance with the Table of Grades of Labor 1. Article 19 of Labor Insurance Act:
Insurance Salary.
Upon the occurrence of a contingency covered
by the insurance after the beginning and before
3. Insurance Benefits the end of the effective period of the insurance,
Labor insurance is divided into two major categories an insured person or his/her beneficiaries may
originally: ordinary accident insurance and claim insurance benefits payment pursuant to
occupational accident insurance. Ordinary accident the provisions of this Act.
insurance consists of five kinds of cash benefits,
including maternity, injury or sickness, permanent 2. Article 20 of Labor Insurance Act:
disability, old-age and survivor benefits. The (1)For within 1 year after the insurance policy
occupational accident insurance consists of three has been terminated, an insured person
kinds of cash benefits, including injury or sickness, shall remain entitled to injury or sickness
permanent disability and survivor benefits, plus benefits, permanent disability benefits,
medical benefits. Besides, the labor insurance survivor benefits for the injury or sickness and
pension program was launched on January 1, the diseases it causes occurring during the
2009. In accordance with the Labor Occupational effective period of the insurance policy.
Accident Insurance and Protection Act implemented (2)For within 1 year after the insurance policy
on May 1, 2022, occupational accidents that has been terminated, an insured person who
happen after the extraction of the occupational is pregnant during the period of her insurance
accident insurance from the labor insurance shall policy, and conforms to the provisions of
be governed by the Labor Occupational Accident coverage days stipulated in the 1st or 2nd
Insurance and Protection Act. For the related subparagraph of the 1st paragraph of Article
occupational accident insurance benefits, please 31 of the Act, shall be entitled to maternity
see the chapter on Labor Occupational Accident benefits for childbirth or premature delivery
Insurance. due to the pregnancy.

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