Page 10 - BLI-Brief Introduction
P. 10
Brief Introduction
INSURE
Your Life
Trend Changes in the No. of Units and Insured Persons in the Labor Insurance Program
(1993-2021)
No. of units No. of insured persons
(in10,000) The labor insurance pension program (in 10,000)
62 began on January 1, 2009 1074 1,100
60 1027 1037 1047 1055 1,050
58 The new labor pension program 992 1007 1017 56.2 57.0 57.8 59
56 began on July 1, 2005 972 971 974 54.5 55.3 1,000
54 940 52.7 53.7 950
52 The national health insurance 880 880 900 50.3 50.8 51.7
program began on March 1, 1995
50 868 48.9 900
48 850 834 854 46.7 46.9 47.6 850
46 814 792 786 810 45.2 46.2
44 764 750 760 774 778 41.4 42.9 800
42 743 40.4 750
40 40 38.6 38.5 39.1 39.8 39.9
38 36.9 37.9 38.1 700
36 650
34
32 600
30 500
1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021
No. of units(in10,000) No. of insured persons(in 10,000)
who have, in accordance with the law, applied for insured persons according to different ratios. The
parental leave without pay. ratio of premium payment is as follows: when an
insured person has a regular employer, 70% of the
2. Premium Rates and Insurance insurance premium shall be paid by the employer,
Salary 20% by the insured person and the remaining 10%
The legally stipulated labor insurance premium rate shall be subsidized by the government. When an
for ordinary accidents has been set at 7.5% since insured person does not have a regular employer or
2009 (6.5% after deducting the 1% employment is self-employed and affiliated with an occupational
insurance premium rate), and in the third year union, 60% of the insurance premium shall be paid
after its implementation, the rate was raised by by the insured person, and the remaining 40% shall
0.5% every year until it reached 10%; then, starting be subsidized by the government.
from the year it reaches 10% (2015), the rate has An insured person who does not have regular
increased by 0.5% every two years until it reaches employers or are self-employed and qualified as
the cap of 13%. The legally stipulated insurance Class A members of fishermen’s associations,
premium rate is 11.5% in 2022 (10.5% after 20% of the insurance premium shall be paid by
deducting the employment insurance premium the insured person, and the remaining 80% shall
rate). be subsidized by government. Furthermore, the
The ordinary accident insurance premium is monthly insurance salary of labor insurance is
paid jointly by the government, employers and based on the actual monthly salary total of the
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